I’ve been doing Swagbucks for the past year, and I have cashed-out to receive numerous Amazon gift cards, as well as Paypal payments. Best of all, I never spent a penny to get them.
Signing up for Swagbucks is free. Once you have an account, you can begin earning Swagbucks in a number of ways. My favorite method is to use the Swagbucks search engine. About every five to six searches earns me a few Swagbucks. Since I do a lot of researching for articles I write, I can quickly earn enough Swagbucks to cash-out for a gift card.
I am going to give you some real things to do in this post that will allow you to build up some cash and stop wasteful spending.
Do Not Buy the Latest Versions/Models
The Apple iPhone is definitely an appealing device and a lot of my friends have purchased it already. But I’ve decided that I am not going to shell out $400 plus tax to get it as I know it is not an asset. My rule of thumb is to wait a year before purchasing a model or version of a product.
I have used Restaurant.com on numerous occassions to purchase gift certificates to some of my family’s favorite restaurants. These gift certificates made excellent Christmas gifts, although individuals can purchase the Restaurant.com gift certificates for themselves. Consumers save by buying the gift certificates for less than the amount issued on the certificate.
I thought of writing about cheapin’ out on starting a business. I felt this would be better than telling you how to save on lattes, haircuts and the like. In this way, you can actually own something that gives you a steady income as well.
No cash, no problem! There are actually several ways to make some money and even own a business without actually spending any money to setup or keep the business running. The mindset of a young entrepreneur especially those still in their teens or early twenties is to look for different ways to make money every day and look at ways to improve the thing that is already earning revenue for you. By the way, this applies to all ages. I don’t believe age to be a barrier for anything. Michael Jordan was 38 when he decided to put his sneakers back on and come back with the Washington Wizards.
If you live in the city of Philadelphia, you are in luck. Unfortunately, I live an hour and a half south of Philly, but thought I’d pass along the good news. Philadelphia residents can take advantage of a free service provided by BirthdayPak.com. BirthdayPak mails out free gift cards to residents on their birthdays.
When I was back in college, there was a financial awareness campaign called “Live Like A Student So You Don’t Have To Later”. The tips that I got from this reinforced a lot of the ideas that I had about living frugally. Free entertainment options that were shared on the campaign’s website like city lakes, park trails and bikeways were a great way to relax for free. It also introduced me to the Twin Cities Free Market website where I could get free stuff around the area. The thing that was really great for me psychologically was the fact that other people were doing this too and so I did not feel cheap when I followed these guidelines to save money. This is why I think this blog is such a great idea.
I often utilize one of my grocery store’s online service because the store is extremely crowded day and night. I pay a fee of $10 to have them shop for me. That may not make sense to some, but time equals money for me. I can either spend 2 hours at the grocery store, or 2 hours working. Since I make at least $50 in 2 hours, I actually gain $40 by not going grocery shopping. Not every has this option, however, and for them I recommend The Grocery Game.
I don't really think much needs to be said about this. Unless they are new and unopened, underwear are best purchased at a retail store.